 Workers’
Compensation Articles By Frank Pennachio
Frank
Pennachio, a recognized authority on Workers' Compensation,
is a co-founder and Director of Curriculum at the Institute
of WorkComp Professionals. His articles appear in a wide
variety of business, professional and trade publications.
Employers, you are paying the bill... Control
your Experience Mod or it will control you
One of the most confusing components of an employer’s
Workers’ Compensation Policy is the Experience Modification
Factor. Employers watch it increase and decrease from
year to year without much understanding of how it works
and what they can do to manage the Experience Mod to the
absolute minimum...
read more
- download pdf
What needs fixing and why?
Contract mismanagement in Workers’ Compensation
services
While
Workers’ Comp rates are declining, medical bills
for job-related injuries continue to go up year after
year. Claims operations are one of the major factors contributing
to these increases. The article describes what is happening
and the steps that companies can take to reduce their
expenses...
read
more - download pdf
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 Cost
Cutting Guide
50% of all businesses are overcharged. Discover the Seven
Secrets that cost you plenty. Click here.
 Monthly
WorkComp Advisory eBulletin
Click here
to view a sample eBulletin.
Hiring Forms
Too many injury problems begin at the date of hire, not at the time of injury. Studies have shown that an employee paid $40,000 a year will cost $100,000 if terminated within the first six months and that does not take Workers' Compensation costs into consideration.
After making a job offer, you may ask disability related questions and conduct medical examinations as long as you do this for everybody in the same job category. It is critical for employers to integrate in their hiring process two powerful forms: the Conditional Offer of Employment and the Post-Offer, Pre-Placement Medical History Questionnaire.
To request a sample of these forms, click here.
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